OPJ Scheme

logo
*Works on phones with Android 8.0 and above. By clicking download you agree to our terms and conditions & privacy policy.

Terms and Conditions


The terms "We" / "Us" / "Our"/”Company” individually and collectively refer to O.P Jewellersand the terms "Visitor” ”User” refer to the users.

Please read this page carefully. If you do not accept the Terms and Conditions stated here, we would request you to exit this site. As a visitor to the Site/ Customer you are advised to please read the Privacy Policy carefully. By accessing the services provided by the Site you agree to the collection and use of your data in the manner provided in this Privacy Policy.

GENERAL

  • Anybody can become member except minors by furnishing their identification card.
  • The duration of the scheme shall be 12 months.
  • Fixed monthly installments must be paid on or before due date.
  • On the maturity of the plan, the customer can purchase Gold Jewellery at prevailing rates except for special ornaments.
  • All kind of taxes and stone charges are applicable..
  • In the event of premature closure of the scheme, the customer is entitled to use the amount paid to purchase jewellery of equal value or pay any excess amount in cash.
  • All government taxes and other standard levies will be chargeable for the gold jewellery purchased under the scheme..
  • The Management of O.P.Jewellers reserves the right to change or modify the above said terms and conditions..
  • Any kind of dispute is subject to Fatehgarh Sahib Juridiction only.

USE OFCONTENT

All logos, brands, marks headings, labels, names, signatures, numerals, shapes or any combinations thereof, appearing in this site, except as otherwise noted, are properties either owned, or used under licence, by the business and / or its associate entities who feature on this Website. The use of these properties or any other content on this site, except as provided in these terms and conditions or in the site content, is strictly prohibited.

ACCEPTABLE APP USE

Security Rules

Visitors are prohibited from violating or attempting to violate the security of the app, including, without limitation,
(1) accessing data not intended for such user or logging into a server or account which the user is not authorised to access,
(2) attempting to probe, scan or test the vulnerability of a system or network or to breach security or authentication measures without proper authorisation,
(3) attempting to interfere with service to any user, host or network, including, without limitation, via means of submitting a virus or "Trojan horse" to the app, overloading, "flooding", "mail bombing" or "crashing", or
(4) sending unsolicited electronic mail, including promotions and/or advertising of products or services. Violations of system or network security may result in civil or criminal liability. The business and / or its associate entities will have the right to investigate occurrences that they suspect as involving such violations and will have the right to involve, and cooperate with, law enforcement authorities in prosecuting users who are involved in such violations.

INDEMNITY

The User unilaterally agree to indemnify and hold harmless, without objection, the Company, its officers, directors, employees and agents from and against any claims, actions and/or demands and/or liabilities and/or losses and/or damages whatsoever arising from or resulting from their use of OPJ App or their breach of the terms .

LIABILITY

User agrees that neither Company nor its group companies, directors, officers or employee shall be liable for any direct or/and indirect or/and incidental or/and special or/and consequential or/and exemplary damages, resulting from the use or/and the inability to use the service or/and for cost of procurement of substitute goods or/and services or resulting from any goods or/and data or/and information or/and services purchased or/and obtained or/and messages received or/and transactions entered into through or/and from the service or/and resulting from unauthorized access to or/and alteration of user's transmissions or/and data or/and arising from any other matter relating to the service, including but not limited to, damages for loss of profits or/and use or/and data or other intangible, even if Company has been advised of the possibility of such damages.

User further agrees that Company shall not be liable for any damages arising from interruption, suspension or termination of service, including but not limited to direct or/and indirect or/and incidental or/and special consequential or/and exemplary damages, whether such interruption or/and suspension or/and termination was justified or not, negligent or intentional, inadvertent or advertent.

User agrees that Company shall not be responsible or liable to user, or anyone, for the statements or conduct of any third party of the service. In sum, in no event shall Company's total liability to the User for all damages or/and losses or/and causes of action exceed the amount paid by the User to Company, if any, that is related to the cause of action.

DISCLAIMER OF CONSEQUENTIAL DAMAGES

In no event shall Company or any parties, organizations or entities associated with the corporate brand name us or otherwise, mentioned in this app be liable for any damages whatsoever (including, without limitations, incidental and consequential damages, lost profits, or damage to computer hardware or loss of data information or business interruption) resulting from the use or inability to use the app and the app material, whether based on warranty, contract, tort, or any other legal theory, and whether or not, such organization or entities were advised of the possibility of such damages.

Privacy Policy


Your website may use the Privacy Policy given below:

The terms "We" / "Us" / "Our"/”Company” individually and collectively refer to O.P Jewellersand the terms "You" /"Your" / "Yourself" refer to the users. Please read this Privacy Policy carefullyby using the app, you indicate that you understand, agree and consent to this Privacy Policy. If you do not agree with the terms of this Privacy Policy, please do not use this app.

By providing us your Information or by making use of the facilities provided by the Website, You hereby consent to the collection, storage, processing and transfer of any or all of Your Personal Information and Non-Personal Information by us as specified under this Privacy Policy. You further agree that such collection, use, storage and transfer of Your Information shall not cause any loss or wrongful gain to you or any other person.

USERINFORMATION

To avail certain services on our app, users are required to provide certain information for theregistration process namely: - a) your name, b) email address, c) password, d) phone number.

All required information is service dependent and we may use the above said user information to, maintain, protect, and improve its services and for developing new services

Such information will not be considered as sensitive if it is freely available and accessible in the public domain or is furnished under the Right to Information Act, 2005 or any other law for the time being in force.

INFORMATION SHARING

We shares the sensitive personal information to any third party without obtaining the prior consent of the user in the following limited circumstances:

When it is requested or required by law or by any court or governmental agency or authority to disclose, for the purpose of verification of identity, or for the prevention, detection, investigation including cyber incidents, or for prosecution and punishment of offences. These disclosures are made in good faith and belief that such disclosure is reasonably necessary for enforcing these Terms; for complying with the applicable laws and regulations.

INFORMATION SECURITY

We take appropriate security measures to protect against unauthorized access to or unauthorized alteration, disclosure or destruction of data. These include internal reviews of our data collection, storage and processing practices and security measures, including appropriate encryption and physical security measures to guard against unauthorized access to systems where we store personal data.

All information gathered on our app is securely stored within our controlled database. The database is stored on servers secured behind a firewall; access to the servers is password-protected and is strictly limited. However, as effective as our security measures are, no security system is impenetrable. We cannot guarantee the security of our database, nor can we guarantee that information you supply will not be intercepted while being transmitted to us over the Internet. And, of course, any information you include in a posting to the discussion areas is available to anyone with Internet access.

However the internet is an ever evolving medium. We may change our Privacy Policy from time to time to incorporate necessary future changes. Of course, our use of any information we gather will always be consistent with the policy under which the information was collected, regardless of what the new policy may be.

Grievance Redressal

Redressal Mechanism: Any complaints, abuse or concerns with regards to content and or comment or breach of these terms shall be immediately informed to the designated Grievance Officer as mentioned below via in writing or through email signed with the electronic signature to …………………………….. ("Grievance Officer").

Mr. ………………………….(Grievance Officer)
www.opjewellers.in
OP Jewellers, Phawara Chownk, Near MC Office, Sirhind:
Email: info@opjewellers.in
Ph: +91-1763-222603, +91-1763-222604

Refund Policy


  • No cash will be refunded in any event
  • Premature withdrawal from the plan before the completion of the plan will not be entitled for any benefits under the plan. Amount paid till that date can be offset with purchase of jewellery